Review of First Seacoast Bancorp (NASDAQ:FSEA) and Kentucky First Federal Bancorp (NASDAQ:KFFB)


First Seacoast Bancorp (NASDAQ:FSEA – Get Rating) and Kentucky First Federal Bancorp (NASDAQ:KFFB – Get Rating) are both small cap finance companies, but which company is better? We’ll compare the two companies based on the strength of their institutional ownership, analyst recommendations, profitability, valuation, earnings, risk, and dividends.

Risk and Volatility

First Seacoast Bancorp has a beta of 0.67, meaning its stock price is 33% less volatile than the S&P 500. In contrast, Kentucky First Federal Bancorp has a beta of 0.42, meaning its stock price is 58% less volatile than the S&P 500. .

Insider and Institutional Ownership

5.9% of First Seacoast Bancorp shares are held by institutional investors. By comparison, 3.9% of Kentucky First Federal Bancorp’s stock is held by institutional investors. 1.4% of the shares of First Seacoast Bancorp are held by insiders of the company. By comparison, 4.7% of Kentucky First Federal Bancorp’s stock is held by company insiders. Strong institutional ownership indicates that hedge funds, large fund managers, and endowments believe a company will outperform the market over the long term.

Analyst Notes

This is a summary of the current ratings and recommendations for First Seacoast Bancorp and Kentucky First Federal Bancorp, as reported by MarketBeat.com.

Sales Ratings Hold odds Buy reviews Strong buy odds Rating
First Seacoast Bancorp 0 0 0 0 N / A
First Federal Bank of Kentucky 0 0 0 0 N / A

Benefits and evaluation

This table compares the revenue, earnings per share and valuation of First Seacoast Bancorp and Kentucky First Federal Bancorp.

Gross revenue Price/sales ratio Net revenue Earnings per share Price/earnings ratio
First Seacoast Bancorp $17.74 million 3.62 $2.62 million $0.45 23.38
First Federal Bank of Kentucky $12.75 million 4.70 $1.82 million $0.25 29.16

First Seacoast Bancorp has higher revenue and earnings than Kentucky First Federal Bancorp. First Seacoast Bancorp trades at a lower price-to-earnings ratio than Kentucky First Federal Bancorp, indicating that it is currently the more affordable of the two shares.

Profitability

This table compares the net margins, return on equity and return on assets of First Seacoast Bancorp and Kentucky First Federal Bancorp.

Net margins Return on equity return on assets
First Seacoast Bancorp 14.77% 4.38% 0.54%
First Federal Bank of Kentucky 17.18% 3.95% 0.61%

Summary

First Seacoast Bancorp beats Kentucky First Federal Bancorp on 6 out of 11 factors compared between the two stocks.

About First Seacoast Bancorp (Get an assessment)

First Seacoast Bancorp operates as a holding company for First Seacoast Bank which provides various retail and corporate banking products and services. The company offers interest-bearing and non-interest-bearing checking, savings and money market accounts; and term deposits. It also offers various loan products including residential real estate loans for one to four families; commercial and multi-family real estate loans; land acquisition, development and loans; commercial and industrial loans; home equity loans and lines of credit; and consumer loans. Additionally, the company offers wealth management services, such as retirement planning, portfolio management, investment and insurance strategies, corporate pension plans, and education planning services. collegiate. It operates through its wealth management office located in Dover, New Hampshire; four full-service banking offices in Strafford County, New Hampshire; and a full-service banking office in Rockingham County, New Hampshire. The company was founded in 1890 and is based in Dover, New Hampshire. First Seacoast Bancorp is a subsidiary of First Seacoast Bancorp, MHC.

About Kentucky First Federal Bancorp (Get an assessment)

Kentucky First Federal Bancorp operates as a holding company for the First Federal Savings and Loan Association of Hazard and Frankfort First Bancorp, Inc. which provide various banking products and services in Kentucky. The Company accepts deposit products including savings and passbook certificate accounts, checking accounts and individual retirement accounts. Its loan portfolio includes one to four family residential mortgages; building loans; mortgage loans secured by multifamily property; non-residential loans secured by commercial office buildings, churches and properties used for other purposes; non-mortgage commercial loans; and consumer loans, such as home equity lines of credit, loans secured by savings deposits, auto loans, and unsecured or personal loans. The company also invests in mortgage-backed securities. It operates through seven banking offices. The company was incorporated in 2005 and is based in Hazard, Kentucky. Kentucky First Federal Bancorp is a subsidiary of First Federal MHC.



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