Google I/O 2022 brings Chrome virtual credit cards for your security
This year’s Google I/O 2022 event was packed with new features ranging from Android to AI, but one of the biggest changes might be the addition of virtual credit cards to Google Chrome. Apparently originally slated to roll out in the US for Visa, American Express and all Capital One cards, support for Mastercard cards more broadly will arrive “later” in 2022. Support for cards in other regions will follow without a doubt.
What are these virtual credit cards created in Google Chrome?
Now, as you might expect from the description above, virtual credit cards in Chrome are pretty straightforward. The feature acts as an additional layer of security for their transactions. Users have the ability to create a virtual set of credentials separate from their credit card credentials. So, for example, if their card number is “1234 1234 1234 1234”, Chrome can create a card with the numbers 3421 “3421 3421 3421”.
The purpose of virtualized credentials is of course to separate users’ credit cards stored in Chrome from retailers. Ultimately making the numbers harder to steal. Especially since the cards will work differently depending on the cards.
For example, for Capital One customers, a different number will be created for each site. While Visa and Amex will use a different CVV security code each time you use it. Making it harder than ever to steal numbers and use them elsewhere.
Additionally, virtual cards will be fully supported by both Autofill in Chrome and Google Pay. In the latter case, via the Pay site, each card is stored, complete with transaction history, once enrolled. With Chrome Autofill, available first on desktop platforms from ChromeOS to Mac and Linux, virtual cards will fill automatically. Including CVV code, which will auto-fill even to change code.
Android and iOS will receive the features at a later, undisclosed date, based on the event announcement. Regardless of the platform, the cards will appear in the autofill drop-down list, just like other credit cards, once the feature is rolled out.