Citi Double Cash Card Offers $200 Sign Up Bonus | Credit Card News and Advice

Some of the links on this site contain offers from our the partners.

For the first time since 2018, consumers who open a Citi Dual Charge Card can earn a sign-up bonus. The limited-time offer promises $200 cash back to cardholders who spend at least $1,500 within six months of opening an account.

The sign-up bonus increases the draw of a card that comes with a simple cash rewards program with no annual fees. Consumers who want to earn money without thinking about bonus categories can get solid and consistent rewards with the Citi Double Cash Card.

What are the main features of the Citi Double Cash Card?

The duration of the sign-up bonus is unclear, but the Citi Double Cash card comes with other attractive features. Cardholders can earn flat-rate cash back: 1% when you spend and an additional 1% when you make payments.

The card also has an introductory 0% APR for 18 months on balance transfers, making it a solid choice for consumers who want to pay off another card’s debt without accruing interest. You will pay a 3% balance transfer fee during your first four months with an account and a 5% balance transfer fee thereafter. In both cases, the minimum charge is $5.

Cash Back Credit Card Comparison

If you’re willing to put a little more work into maximize your credit card rewardsyou can consider cards that win in bonus categories – but keep in mind that these cards will likely offer a base reward rate of 1% or possibly 1.5%.

If you’re considering the Citi Double Cash Card for its 18-month 0% APR on balance transfers, you might also want to consider some of the other US News. Best Balance Transfer Cards. With the Wells Fargo Reflect Cardfor example, you can get up to 21 months to repay an interest-free balance transfer.

You will also need to consider factors such as fees and the interest rate after any introductory period when choosing a credit card.

Should you get the Citi Double Cash Card?

The Citi Double Cash Card offers solid flat-rate cash back rewards with no annual fee, and the limited-time sign-up bonus makes it even more valuable. You must ensure that you pay your balance in full each month to access the full value of the card.

However, before deciding on a new rewards credit card, you need to think about your budget and your willingness to keep up with different income categories. You can also use US News’ comparison tool to help you identify the best credit card for you.

Comments are closed.