April 2022

Banking regulator RBI recently to go out with Consolidated Credit Card Guidelines, to be implemented from July 1, 2022. These standards supersede the guidelines issued through various prior circulars from time to time. The standards will…

Image source: Getty Images There is a danger in having no credit score at all.…

A recent report on the Global Online Payday Loans Market published by Market Reports provides a global overview and assessment of the opportunities at the moment. The study provides an in-depth examination of key market trends.…

We earn a commission for products purchased through certain links in this article. With the cost of living rising, you may be wondering what payday loans are and if they could…

TAMPA, Fla. — Housing costs are one of the biggest expenses for most households. A bank launches a rewards program for people who pay their rent.You probably saw your rent go up last year. Wells Fargo's new credit card helps renters take…

Sofi Technologies (SOFI) has good activity and strong growth. But SOFI stock has performed poorly, down more than 60% since the start of the year. If you're in it for the long haul, this might be a good entry point. Credit:…

Now Credit Union CLEVR Money, the credit union for Preston, Blackpool, Fylde, Wyre and Lancaster, has warned of the financial disaster many could face if they resorted to high interest loans.The warning comes as the Credit Union, a…

My credit card provider reduced my credit limit by 98%. When I asked why, they advised me to check my credit reports. Turns out my TransUnion and Equifax contact information is full of records for someone with the same first name as mine,…

The credit union's offer includes an interest rate of 3.99% per annum (comparator rate of 4.76% per annum*) for fixed and variable loan options. With an appetite for electric and hybrid vehicles showing no signs of…

By Doug Wilber JThe ability to collect, interpret and act on current customer data to sell targeted products and services is a key revenue driver for banks, especially mortgage lenders. Borrowers buy an average of 11…

There are a handful of fees associated with owning a credit card. While most people find credit cards a great way to build credit or join rewards programs, others are caught in a revolving door of fees. 1There are a handful of fees…

Image source: Getty Images Living in a tiny house might sound like a great idea, but do you know how to finance one?…

Emilie Chantiri* advocates for regulation of payday loans and Buy-Now, Pay-Later (BNPL) services, saying young people fall through the loopholes. Getting a payday loan is easy, but therein lies the problem. Not enough is being done…

Buying a home with less than a 20% down payment puts many people, who otherwise couldn't afford it, into a home. But there is an often overlooked aspect of home ownership: private mortgage insurance (PMI). This is in addition to…

Image source: Getty Images The main goal is to leave you enough to live a good life.…

PURCHASING a home is one of the biggest purchases you can make. Saving money during the process is ideal and avoiding a risky loan will help. 1Risky lending options will most likely lead to foreclosures and low property values Most…

Bybit integrates debit/credit cards for buying crypto Bybit introduces credit and debit card payments to buy cryptocurrencies. The service helps users access the world-class liquidity and reliability offered by Bybit. Also, it makes…

QAnon follower Jake "The Q Shaman" Angeli attends a "Stop the Steal" rally on December 12, 2020 in Washington, DC (Photo by Andrew Lichtenstein/Corbis via Getty Images) Ron Watkins, central figure of the QAnon conspiracy…

As news of soaring petrol prices made headlines, Yasmine Camilla saw her energy bill double "almost overnight". Filling the tank now costs 30-40% more, she says.But this rise in the cost of living is something she would never have noticed…

When the COVID pandemic hit, David Sailer's small business income dwindled to a trickle.Like millions of Americans, he and his wife Jennifer began having problems with their bills. They didn't want to lose their two-bedroom, one-bathroom…

Image source: Getty Images Choosing the right financing can make all the difference when improving your home.…

California is a great place to live thanks to its warm climate and endless beaches. Each city in the state has its particular vibes. At the same time, some people find the cost of living quite expensive here. No wonder so many people…

The Standing Parliamentary Finance Committee has proposed providing credit cards to MSME entrepreneurs, Economic Period (ET) reports. The card is expected to help small businesses with working capital, provide business finance for their…

CHARLESTON, W. Va. - U.S. Representative Alex Mooney maintains his cash advantage over Representative David McKinley in the Republican primary for West Virginia's new 2nd congressional district.Each candidate filed quarterly financial…

Interest rates have risen recently. Prospective buyers shouldn't be alarmed, according to Mortgage Solutions loan officer Mike Romero. Mortgage Solutions Financial "We were fortunate to see interest rates below three percent, the lowest in…

Your credit utilization rate is the percentage of your credit limits that you are using. Your credit utilization ratio is part of the…

Online lending platforms face tougher rules from next month as the Securities and Exchange Commission (SEC) continues its crackdown on illegal personal loan apps. The SEC said in a statement that Google, which runs one of the world's…

Market Reports offers a latest report published on "Global Online payday loans Market 2022-2030”. Additionally, the Global Online Payday Loans report includes market size and forecast, annual growth analysis, and market dynamics,…

The Equity Release Council said it would offer adviser members reduced professional indemnity (PI) premiums following a warning from the regulator that the market was being scrutinized more closely.The reduced Equity Release Council rates…

SAN FRANCISCO & LONDON, April 12, 2022--(BUSINESS WIRE)--Nova Credit, the fintech unlocking opportunities for people historically excluded from the credit system and businesses looking to serve them, announced the company's expansion…

Personal Finance Insider writes about products, strategies, and advice to help you make smart decisions with your money. We may receive a small commission from our partners, such as American Express, but…

After the sudden death of her husband following a fall in 2016, Marjorie Fox decided to postpone any…

Image source: Getty Images The sooner you can get rid of your debt, the better.…

Delaware (DE) payday loans and private payday loans online Delaware (DE) payday loans and personal loans online 4 days before Household > payday advances > payday loan in…

NEW YORK--(BUSINESS WIRE)--SmartMetric, Inc. (OTCQB: SMME): Using state-of-the-art miniature sub-microphone electronics and advanced software, SmartMetric has successfully integrated biometric secure fingerprint copying and card…

HIGHLIGHTSWith RBI maintaining the status quo, banks are unlikely to raise interest rates on loans in the immediate future. With no increase in the repo rate, a new borrower who plans to take out a home loan in the near future can still get…

The transaction is the 12th Freedom securitization and brings total issuance to nearly $3.5 billionSAN…

Deciding between a home equity loan or a refinance? Both options give homeowners the flexibility to access the equity in their home with the flexibility to use that money however they see fit. Additionally, refinancing allows homeowners…

This piece originally appeared in the April 2022 edition of MReport magazine, online now. After more than two years of a pandemic-inspired housing boom, the housing market is changing rapidly amid rising interest rates, rising…

In early April, the NFT marketplace OpenSea announced the integration of credit card payments to allow people without a crypto wallet to purchase NFTs. People who are also looking to invest in NFT assets do not need to create a…

According to a New York Fed report, consumers used extra cash to pay down debt during the pandemic, creating momentum for higher median credit scores. (iStock) The COVID-19 pandemic has had a significant financial impact on many…

In the interest of full disclosure, OMAAT earns a referral bonus for anyone approved through some of the links below. These are the best publicly available deals (conditions apply) we've found for each product or service. The opinions…

Image source: Getty Images You may be keen to invest. But what if there is a pile of debt hanging over your head?…

Image source: Getty Images If rates continue to climb, this could really force many potential buyers to change their plans.…

Editor:Does anyone use mason jars to store money for living expenses? People always say the government…

LEONIA, NJ — Narcotics task force members found cocaine and 14 stolen credit cards in a secret compartment during a vehicle search Thursday, Bergen County District Attorney Mark Musella said. A task force investigation found that two New…

Touch 'n Go (TNG) today unveiled another new digital financial offering in the form of GOpinjam. As you can tell from the name, this is a micro-loan system that is delivered directly through the TNG eWallet…